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General Description
Lending Club is a social lending network where, if you have good quality credit history, you can have a loan at lower interest rates - rates that is lower than those obtainable from other lending institutions.
At Lending Club you can borrow up to 25000 USD as an unsecured loan, to be used for any reason. Social lending works entirely online at comparatively much lower operating expenses and helps borrowers and lenders connect directly. Without expensive overhead such as maintaining things like physical branches, personnel and numerous ATMs, Lending Club is sustained simply by charging small origination or processing fees per transaction.
Lending Club makes obtaining a personal loan trouble-free. The whole application and approval procedure is free of charge and takes few minutes. You can choose how much money you would like to borrow, immediately learn how low of an interest rate you qualify for, and then confirm the amount or pick a different amount at a different rate - all in real time, online and with no hidden expenses. Lending Club is open for registration to US residents.
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